Health insurance / Michael A. Morrisey.

Includes bibliographical references (p. 369-391) and indexes.

History of health insurance -- A summary of insurance coverage -- The demand for health insurance -- Adverse selection -- Underwriting and rate making -- Risk adjustment -- Moral hazard and prices -- Moral hazard and utilization management -- Selective contracting and hospitals -- Selective contracting and physicians -- Managed care backlash, provider consolidation, monopsony power, and most favor nation clauses -- Premium sensitivity for health insurance -- Compensating differentials -- Taxes and employer-sponsored health insurance -- Employers and agents -- Health savings accounts and consumer driven health plans -- The small group market -- Regulation in the insurance market -- The individual market -- State high-risk pools -- Medicare -- Retiree coverage -- Medicaid, crowd-out, and long term care insurance.